Can I Get Finance For A Relocatable Home?

If you are thinking about purchasing a relocatable home, but are unsure of whether you can afford it, rest assured that relocatable home finance is available. At Uplifting Homes, we specialise in professional and reliable house relocations which can be financed if necessary.

So, how can you finance this endeavour?

What Are Relocatable Homes?

Relocatable homes are pre-loved homes that are relocated to a new plot of land. House relocations involve finding a relocatable home for sale, and then working with companies like ourselves to help arrange the delivery and installation of your relocatable home.

All you need to have to purchase a relocatable home is a piece of land that is big enough for your desired home (plus, reports and consents etc.). Rest assured that the team at Uplifting Homes are thorough regarding the relocation process, ensuring that we can relocate and install your home safely without compromising its condition. Keep in mind that relocatable homes are often older homes that might require some TLC to revitalise their appearance.

Financing for Relocatable Homes

Although relocatable homes are still often cheaper than building a new home from the ground up, you might still want to consider relocatable home finance if you cannot afford payment upfront. We highly suggest seeking advice and guidance from a finance broker who can provide their expertise and knowledge when it comes to finding the best finance option that accommodates your needs, requirements, and budget.

It is worth noting that each lender may have different requirements, meaning that you may not always be able to obtain a loan from every bank or lender. Banks may lend up to 80% of the land value, but not anymore until the home is on site and connected to services. This means that you might need to ensure you have enough funds to get to this point.

At Uplifting Homes, we offer a selection of quality relocatable homes for sale, providing a cost-effective and eco-friendly alternative to building your own home from scratch. When it comes to relocatable home finance, we recommend second-tier lending or bridging finance to assist with purchasing your relocatable home. Contact us today for more information, or if you have any further enquiries.

Let's get started

Great, we'll email you new listings as they come to market.

a quote